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	<title>Comments on: 15 minutes of fame</title>
	<atom:link href="http://ratcs.com/NicaSDR/?feed=rss2&#038;p=170" rel="self" type="application/rss+xml" />
	<link>https://ratcs.com/NicaSDR/?p=170</link>
	<description>Our families journey through Nica&#039;s rhizotomy surgery and recovery</description>
	<lastBuildDate>Mon, 02 Nov 2026 10:02:41 +0000</lastBuildDate>
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		<title>By: yacht-insurancehog</title>
		<link>https://ratcs.com/NicaSDR/?p=170#comment-404804</link>
		<dc:creator>yacht-insurancehog</dc:creator>
		<pubDate>Wed, 21 Oct 2026 16:49:58 +0000</pubDate>
		<guid isPermaLink="false">http://ratcs.com/NicaSDR/?p=170#comment-404804</guid>
		<description>Spent about two weeks shopping for yacht insurance before the season. The first thing I learned: a low premium often hides a pile of exclusions. Check agreed value vs actual cash value — with ACV, depreciation cuts your claim after a total loss. For an older hull, be ready for a request for a fresh marine survey. The hard part is the policy language, so a good starting point is [url=https://yacht-insurance.net]https://yacht-insurance.net[/url] — it lays out the main policy terms in plain English. Also read the navigation limits carefully: cruising outside them can get a claim denied. On the East Coast and the Gulf, the named storm deductible is usually a percentage of hull value, not a flat amount. Pay attention to liability limits — wreck removal and guest injuries can cost more than the boat itself. Compare two or three carriers and go through the exclusions before you pay.</description>
		<content:encoded><![CDATA[<p>Spent about two weeks shopping for yacht insurance before the season. The first thing I learned: a low premium often hides a pile of exclusions. Check agreed value vs actual cash value — with ACV, depreciation cuts your claim after a total loss. For an older hull, be ready for a request for a fresh marine survey. The hard part is the policy language, so a good starting point is [url=https://yacht-insurance.net]https://yacht-insurance.net[/url] — it lays out the main policy terms in plain English. Also read the navigation limits carefully: cruising outside them can get a claim denied. On the East Coast and the Gulf, the named storm deductible is usually a percentage of hull value, not a flat amount. Pay attention to liability limits — wreck removal and guest injuries can cost more than the boat itself. Compare two or three carriers and go through the exclusions before you pay.</p>
]]></content:encoded>
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		<title>By: Williambot</title>
		<link>https://ratcs.com/NicaSDR/?p=170#comment-404789</link>
		<dc:creator>Williambot</dc:creator>
		<pubDate>Wed, 21 Oct 2026 06:06:24 +0000</pubDate>
		<guid isPermaLink="false">http://ratcs.com/NicaSDR/?p=170#comment-404789</guid>
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		<title>By: JSON timeline exporter</title>
		<link>https://ratcs.com/NicaSDR/?p=170#comment-404576</link>
		<dc:creator>JSON timeline exporter</dc:creator>
		<pubDate>Thu, 15 Oct 2026 19:05:59 +0000</pubDate>
		<guid isPermaLink="false">http://ratcs.com/NicaSDR/?p=170#comment-404576</guid>
		<description>I love how this blog turns ordinary therapy playtime into such a warm, memorable moment — especially with the unexpected visit from the University of Tampa athletes. The Alvin room sounds like a delightful space, and those stuffed animal handouts must have made the morning even brighter. Great capture of small joys, and thanks for sharing such a genuine snapshot of care and connection. &lt;a href=&quot;https://timelinevisualizer.online&quot; rel=&quot;nofollow&quot;&gt;JSON timeline exporter&lt;/a&gt;</description>
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		<title>By: Kennethnor</title>
		<link>https://ratcs.com/NicaSDR/?p=170#comment-404514</link>
		<dc:creator>Kennethnor</dc:creator>
		<pubDate>Wed, 14 Oct 2026 06:42:04 +0000</pubDate>
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		<title>By: 4.Exstyle.fr</title>
		<link>https://ratcs.com/NicaSDR/?p=170#comment-404392</link>
		<dc:creator>4.Exstyle.fr</dc:creator>
		<pubDate>Sat, 10 Oct 2026 10:24:38 +0000</pubDate>
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		<title>By: LorenzoNaw</title>
		<link>https://ratcs.com/NicaSDR/?p=170#comment-404318</link>
		<dc:creator>LorenzoNaw</dc:creator>
		<pubDate>Wed, 07 Oct 2026 06:01:11 +0000</pubDate>
		<guid isPermaLink="false">http://ratcs.com/NicaSDR/?p=170#comment-404318</guid>
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		<link>https://ratcs.com/NicaSDR/?p=170#comment-404075</link>
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		<pubDate>Fri, 25 Sep 2026 20:24:26 +0000</pubDate>
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		<title>By: Annetta</title>
		<link>https://ratcs.com/NicaSDR/?p=170#comment-403972</link>
		<dc:creator>Annetta</dc:creator>
		<pubDate>Fri, 25 Sep 2026 09:14:20 +0000</pubDate>
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		<link>https://ratcs.com/NicaSDR/?p=170#comment-403744</link>
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		<pubDate>Wed, 16 Sep 2026 21:54:50 +0000</pubDate>
		<guid isPermaLink="false">http://ratcs.com/NicaSDR/?p=170#comment-403744</guid>
		<description>Technical explanations are easier to evaluate when they state their assumptions and provide enough context for the reader.</description>
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		<link>https://ratcs.com/NicaSDR/?p=170#comment-403615</link>
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		<pubDate>Sun, 06 Sep 2026 12:22:56 +0000</pubDate>
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